SM TAFE is covered by the Insurance Commission of WA (RiskCover), providing General Liability and Personal Accident Insurance. This provides Personal Accident Insurance* for students who are undertaking unpaid work experience that is required or arranged by South Metropolitan TAFE. Personal Accident Insurance* is also extended to those students attending all official excursions or other similar activities which are approved and organised by South Metropolitan TAFE.
Students are not covered for personal accidents while on campus and are responsible for their own medical costs.
Responsibility lies with the Student/Parent/Guardian whether to arrange their own Personal Accident Insurance or Private Health Cover, if they believe the current SM TAFE cover is inadequate.
Registered apprentices/trainees who injure themselves while on campus, should lodge a claim directly with their employer under the provisions of the Workers’ Compensation insurance.
* The Personal Accident Insurance policy covers out of pocket medical expenses, up to certain limits, after Medicare and/or the student’s private health insurance rebates.